Effective Date: September 2026
These Terms and Conditions ("Terms") govern your use of the websites, services, and communications provided by Community Insurance Group ("we," "us," or "our"). By using our website, submitting a form, requesting a quote, booking an appointment, or receiving communications from us, you agree to these Terms.
If you do not agree to these Terms, please do not use our website or services.
Community Insurance Group is an independent insurance agency headquartered in Baton Rouge, Louisiana. We are licensed to sell insurance products in Louisiana and other states, and we work with a range of insurance carriers to help clients find coverage that fits their needs.
This website is a solicitation for insurance. Submitting information or calling numbers listed on this website will direct you to a licensed Agent/Broker.
Community Insurance Group provides insurance consultation, quoting, and enrollment assistance. We are not an insurance carrier. When you purchase coverage through us, your policy is issued by the applicable insurance company, not by Community Insurance Group.
The information we provide on our website and during consultations is for educational and informational purposes only. It does not constitute legal, tax, or financial advice. You should consult with a qualified professional before making decisions that could affect your financial or legal situation.
When you submit your contact information through one of our forms, you agree that Community Insurance Group and its licensed representatives may contact you by phone, text message, email, or mail at the contact information you provide, including through the use of automated technology.
Consent to be contacted is not a condition of purchasing any insurance product. You may withdraw consent at any time as described in our Privacy Policy.
If you provide us with your mobile phone number and opt in to text messages, you agree to receive recurring SMS and MMS messages from us. These messages may include appointment confirmations and reminders, follow-up communications related to your inquiry or service request, and updates about your coverage. Message frequency will vary. Standard message and data rates from your mobile carrier may apply.
You may opt out of SMS communications at any time by replying STOP to any text message. Reply HELP for assistance, or contact us using the details at the end of these Terms.
Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.
Carriers are not liable for delayed or undelivered messages.
You must be 18 years of age or older to use this SMS service.
For details on how we collect, use, and protect your information, see our Privacy Policy.
Any premium estimates, rate quotes, or coverage summaries provided through this website or by our representatives are for informational purposes only. Final rates, coverage terms, and eligibility are determined by the insurance carrier during underwriting and may differ from any preliminary estimate. Coverage does not take effect until a policy has been issued by the carrier and premium has been paid where required.
You agree to provide accurate, current, and complete information when submitting forms, requesting quotes, or applying for coverage. Insurance carriers rely on the accuracy of this information when making underwriting decisions and determining rates. Providing inaccurate or incomplete information may result in denial of coverage, cancellation of a policy, or denial of a claim.
Community Insurance Group is not connected with or endorsed by the United States government or the federal Medicare program. Medicare has neither reviewed nor endorsed the information on our website. We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
All content on this website, including text, graphics, logos, images, and software, is the property of Community Insurance Group or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written permission.
Our website may contain links to third-party websites, including insurance carrier websites, appointment booking platforms, and educational resources. We are not responsible for the content, accuracy, privacy practices, or availability of third-party websites. Your use of any third-party website is at your own risk and is subject to the terms and privacy policy of that website.
This website and the services provided through it are offered on an "as is" and "as available" basis. To the fullest extent permitted by law, Community Insurance Group disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, Community Insurance Group and its officers, employees, agents, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or our services, even if we have been advised of the possibility of such damages. Our total liability for any claim arising out of or related to these Terms or your use of our services will not exceed one hundred dollars ($100).
Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.
You agree to indemnify, defend, and hold harmless Community Insurance Group and its officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or related to your use of the website, your violation of these Terms, or your violation of any rights of another party.
These Terms are governed by the laws of the State of Louisiana, without regard to its conflict of law principles. Any dispute arising out of or related to these Terms or your use of our services will be resolved in the state or federal courts located in East Baton Rouge Parish, Louisiana, and you consent to the personal jurisdiction of those courts.
We may update these Terms from time to time. When we make material changes, we will post the updated Terms on our website with a revised effective date. Your continued use of the website or our services after changes take effect constitutes acceptance of the updated Terms.
If you have questions about these Terms, please contact us:
Community Insurance Group
646 N Foster, Suite C
Baton Rouge, LA 70806
Phone: (225) 421-1495
Website: cigtoday.com